Obama vs. McCain: Health Care Plans

During the last couple presidential debates, we have heard definite differences in plans and ideas for our country. A larger issue is the health insurance concern. Americans are busy worrying about food prices rising, as well as gas prices and our national debt, so they neglect to think of the large chunk of their salaries that is going towards health care costs. Since 2000 premiums have doubled, which has created the dilemma for employers as to which they choose; paying for theirs and their employees' health insurance, or hiring more employees. Small business owners simply cannot afford health care for their employees. Let us ask the question as to what the candidates have to say about health care reform.

The Obama plan seems to be more proactive. It will work to give everyone, especially small business owners the opportunity to buy into bigger groups for more affordable insurance rates for them and their employees. It will work to pay doctors not for procedures but for wellness achievements and follow ups. Most importantly it will address some of the core issues that are completely out of whack with the insurance companies directly, which is really where most of the problems in the system are coming from.

The McCain plan seems to really be just to throw a chunk of money at the individual and not make any real changes to the system what so ever. So one has to wonder what is going to happen over the long term under this plan. Even if McCain throws some cash out to the individual, how will they be able to afford health insurance if the costs are going to keep doubling over the next 8 years?

The question remains as to whether changing the health care system is a reality. It is high time someone looks at the system and can devise a way to ensure Americans get the health care they need and deserve.

Overall, the Obama plan seems to be the most likely to change the overall health care structure in America, which hopefully will allow all American's an equal shot at getting the medical attention they truly need. Only time will truly tell.